The Passage runs London's largest voluntary sector day centre for homeless and vulnerable people.

Glasgow Simon Community (GSC) has been working with and for people experiencing homelessness in Glasgow.

The online CAB service that provides independent advice on your rights:

• practical, up-to-date information on a wide range of topics, including benefits and housing, employment rights and discrimination, debt and tax issues
• links to our directory of Citizens Advice Bureaux
• information in a wide range of languages
• a wide selection of fact sheets to print off
• details of other reliable online sources of information.

Credit Action is a national money education charity committed to helping people manage their money better. Their passion is to help people stay in control, rather than let money control them and disrupt their lives through over indebtedness or poverty.

When you're widowed and young, most people have no idea what you're going through. You feel alone, lost and scared. But the people of WAY foundation understand - they've all been there too.

No selling. No jargon. Just the facts about what to do when you can’t pay your mortgage.

Top 10 tips to Avoid Repossession provided by the Shelter England the housing and homeless charity: If you're struggling to pay your mortgage, it's essential to stay focused on what's most important.